welcome to usefulwebpages

This page contains a number of original interesting and thought provoking articles on topics covering fields as diverse as Philosophy and Quantam physics. Most of the authors are reputed academicians and their works have been published in academic journals and leading newspapers.


The Subprime mortgage crisis was a sharp rise in home foreclosures which started in the United States during the fall of 2006 and became a global financial crisis during 2007 and 2008. The crisis began with the bursting of the housing bubble in the U.S. and high default rates on "sub prime", adjustable rate, " and other mortgage loans made to higher-risk borrowers with lower income or lesser credit history than "prime" borrowers. Many banks, mortgage lenders, real estate investment trusts (REIT), and hedge funds suffered significant losses as a result of mortgage payment defaults or mortgage asset devaluation... To read a detailed article on the subprime crisis in the United States click here
The question of ethics has become extremely crucial with the advent of postmodern and postcolonial consciousness.Cross-cultural influences through mass migrations and globalization have become increasingly prominent resulting in a hybrid world culture. The uneasy co-existence of the global and the local has made the issue of ethics extremely complicated and problematic, especially on account of the multiple and often incompatible subject positions which a person has to adopt in everyday situations. To read on the ethical crisis in Indian drama click here
A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States. The funds contributed to the account are not subject to federal income tax at the time of deposit. Another feature is that the funds contributed to Health Savings Account roll over and accumulate year over year if not spent. These can be withdrawn by the employees at the time of retirement without any tax liabilities... To know more about the American Health Savings Accounts click here
There is no concept that is as differently defined, evokes as many different reactions and is yet as powerful as the concept of God. Since childhood all of us are told by our parents and others about the greatness, power and glory of the lord. But the concept is generally told at a superficial level without being clearly or deeply explained or understood. The tests of rigorous logic and the new knowledge revealed by science are often not applied to this concept of god. To know more about God and his relation to man/woman click here